payments
M-PESA integration,
done properly.
Safaricom Daraja API — STK Push, C2B, B2C, paybill & till. Integrated into your website or app with secure callbacks, idempotent confirmation handling and full reconciliation.
capabilities
Every Daraja flow, covered.
- STK Push (Lipa na M-PESA Online) — prompt customers to pay straight from checkout, with instant confirmation callbacks.
- C2B — validation & confirmation — register paybill/till URLs, validate account numbers, auto-reconcile incoming payments.
- B2C payouts — automated disbursements to customers, riders or staff with result and timeout handling.
- Transaction status & reversals — query stuck transactions, auto-retry logic and reversal endpoints.
- Reconciliation dashboard — every transaction matched, flagged and exportable.
stack
Integrates with your stack.
Laravel / PHP
Native Daraja integration with queue-based callback processing, signed webhooks and retry-safe job pipelines.
Node.js / APIs
Express endpoints with signature verification, idempotency keys and webhook consumers that never double-charge.
Flutter / Mobile
In-app STK Push flows with server-side initiation — credentials never touch the device.
WordPress / WooCommerce
M-PESA checkout for WooCommerce stores — orders auto-complete on confirmation.
Sandbox → Go-Live
I handle Daraja app creation, test cases, Safaricom go-live approval and production credential hardening.
Security-first
Encrypted credential storage, HTTPS-only callbacks, IP allow-lists and audit logs for every transaction.
faq
M-PESA integration FAQ.
How long does M-PESA integration take?
A standard STK Push integration takes 2–5 days including Daraja app setup, sandbox testing, go-live approval and production verification. Full C2B + B2C flows with reconciliation typically take 1–2 weeks.
What do I need to start accepting M-PESA payments?
A Safaricom paybill or till number (or a business shortcode application), a Daraja API app, and your website or app. I handle the Daraja setup, credentials, callbacks and testing end-to-end.
Can you integrate M-PESA into WordPress, Laravel or a mobile app?
Yes. I integrate Daraja API into Laravel, Node.js, Django, WordPress/WooCommerce, Flutter apps and custom stacks — including STK Push prompts, confirmation callbacks and automated receipts.
Do you handle B2C payouts and reconciliation?
Yes — automated B2C payouts to customers or staff, result/timeout callbacks, transaction status queries, reversal handling and a reconciliation dashboard so every shilling is accounted for.
What does it cost?
Depends on scope — a single STK Push flow is a fixed-fee job; full payment platforms with reconciliation are scoped per project. Ask for a quote — free consultation.
Start accepting M-PESA
this week.
Tell me your stack and your use case — I’ll map the integration and get you to production.